USE a Realtor in 2010

VICKI L.M. CAMPBELL Realtor/Lender  DRE#01183551:   Representing Buyers, Sellers, Investors, Landlords,Tenants in and around San Diego county. San Marcos, Chula Vista, Santee,  San Diego, Escondido, La Jolla, Oceanside, Vista, Carlsbad, National City, Bonita, communities of Clairemont, Pacific Beach, Normal Heights, North Park, Downtown San Diego, Mira Mesa, Mission Valley, Rancho Bernardo, Rolando Village/SDSU College, Oak Park, San Ysidro, University Heights, UTC and many more. Being a great Realtor is knowing your market. In this market we have a high volume of Foreclosures and Short Sales which is a very big part of my business as well as regular sales, yes there are some regular sales out there.  I also represent Investors that are just looking for Foreclosures.  I represent landlords leasing out their properties and tenants looking for a place to lease.

FIRST TIME HOME BUYER CREDIT FOR RESIDENTS OF CA FILING TAXES IN CA.
LOS ANGELES (March 25) – The CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) today praised California Governor Arnold Schwarzenegger for his leadership in signing the Homebuyer Tax Credit legislation into law.

“We are pleased that Governor Schwarzenegger recognized the positive impact the tax credit will have for families hoping to buy their first home,” said C.A.R. President Steve Goddard. “Successful passage of this legislation was the result of our efforts in Sacramento over the last several weeks as REALTORS® and our team in the capital worked for the bill’s passage before it landed on the governor’s desk earlier this week.”

California’s previous home buyer tax credit program was so successful that it ran out of tax credits by the end of June 2009, eight months before it was set to expire and just as housing markets appeared to be turning a corner. Unlike last year’s legislation, the Homebuyer Tax Credit signed into law today adds a tax credit for the purchase of an existing home by a first-time home buyer.

“The positive impact of the home buyer tax credit at the federal level is clear,” Goddard said. “Nearly 40 percent of first-time home buyers said they would not have purchased a home if the federal tax credit for first-time home buyers was not offered, according to C.A.R. research conducted last year. We expect the state tax credit for home buyers to have the same impact.”

AB 183 will provide $200 million for home buyer tax credits, allocating $100 million for qualified first-time home buyers of existing homes and $100 million for purchasers of new, or previously unoccupied, homes. The eligible taxpayer who purchases a qualified personal residence on and after May 1, 2010, and on or before Dec. 31, 2010, or who purchases a qualified principal residence on and after Dec. 31, 2010, and before Aug. 1, 2011, pursuant to an enforceable contract executed on or before Dec. 31, 2010, will be able to take the allowed tax credit. The credit is equal to the lesser of 5 percent of the purchase price or $10,000, in equal installments over three consecutive years. Under AB 183, purchasers will be required to live in the home for at least two years or forfeit the credit (i.e., repay it to the state).

“AB 183 also will significantly contribute to efforts to stimulate jobs creation within California's housing market by helping to incentivize first-time home buyers to purchase homes that have been abandoned, foreclosed upon, and returned to the lender; or have been sitting on the market for extended periods of time,” Goddard said. “It is these homes that will require substantial rehabilitation by the new owners, which will in turn generate a tremendous increase in jobs and accessory purchases connected to home improvement activities.”

Leading the way…® in California real estate for more than 100 years, the CALIFORNIA ASSOCIATION OF REALTORS® (www.car.org) is one of the largest state trade organizations in the United States, with nearly 150,000 members dedicated to the advancement of professionalism in real estate. C.A.R. is headquartered in Los Angeles.

LOOKING TO PURCHASE A FORECLOSURE - find it on my website - if you are Selling or Buying - let me help you understand the pros and cons.  All my buyers have received closing costs on their Foreclosure purchases from 2007-2009. 

LOOKING TO PURCHASE OR SELL A SHORT SALE.  I have several Short Sale listings right now.  Let me help you understand the Pros and Cons of a Short sale.

Interest rates are fantastic! don't have the 5% to 20% to put down, there are 3.5 % down FHA loan products available- it's a perfect time to buy or sell.  Click on SAN DIEGO BUYERS section and use my Mortgage calculator to find out your payment before you get in the car.  I will help you figure out the Taxes, Home insurance and Mello Roos, Mortgage Insurance if required.

I am NVSI (National Valuation Standards Institute Certified) What does that mean?  Asset Managers, Banks, Lenders will get a standardized BPO.

People don't talk about it a lot. But finding the right real estate agent can be the difference between a happy, stress-free home buying or selling experience, and an unhappy, stressful experience.

First, you'll want an agent ready and able to make a full-time commitment to you. I can and will do that.

Second, you'll want an agent with the experience needed to know the local neighborhoods, schools, MARKET CONDITIONS ESPECIALLY, ordinances, etc. With my years of experience in the local market - I have the expertise and track record of success you need.

Third, you'll want an agent who embraces the convenience of technology without losing the personal touch. You'll love the resources available on my website and the e-mail alerts that I send, but these will never replace the time I spend with you, serving as your personal guide through this exciting process.

Let's get together and talk about your home buying and/or selling plans. Call me at my office (619-787-0913) or send me an e-mail (vicki@vickicampbell.com), we'll set-up a time that is easy and convenient for you to meet.

P.S. If you're not ready to meet in person, please tour through my website. I'm sure you'll find the resources here useful and helpful. Enjoy!