USE a Realtor in 2010

VICKI L.M. CAMPBELL Realtor/Lender  DRE#01183551:   Representing Buyers, Sellers, Investors, Landlords,Tenants in and around San Diego county. San Marcos, Chula Vista, Santee,  San Diego, Escondido, La Jolla, Oceanside, Vista, Carlsbad, National City, Bonita, communities of Clairemont, Pacific Beach, Normal Heights, North Park, Downtown San Diego, Mira Mesa, Mission Valley, Rancho Bernardo, Rolando Village/SDSU College, San Ysidro, University Heights, UTC and many more. Being a great Realtor is knowing your market. In this market we have a high volume of Foreclosures and Short Sales which is a very big part of my business as well as regular sales, yes there are some regular sales out there.  I also represent Investors that are just looking for Foreclosures.  I represent landlords leasing out their properties and tenants looking for a place to lease.

$8,000 homebuyer tax credit extended through June 2010.  NOW IS A FANTASTIC TIME TO BUY ESPECIALLY WITH THE EXTENSION OF THE TAX CREDIT.  Do you qualify?  www.extendedtaxcredit.com   Let me help you get into your first home or if you have owned and occupied a residence 5 of the last 8 years you could claim a $6500 tax credit.  You must be in contract before April 30, 2010 and close by June 30, 2010.  Income limits are now $125,000 for single buyers and $225,000 for a married couple.

LOOKING TO PURCHASE A FORECLOSURE - find it on my website - if you are Selling or Buying - let me help you understand the pros and cons.  All my buyers have received closing costs on their Foreclosure purchases from 2007-2009. 

LOOKING TO PURCHASE OR SELL A SHORT SALE.  I have several Short Sale listings right now.  Let me help you understand the Pros and Cons of a Short sale.

Interest rates are fantastic! don't have the 5% to 20% to put down, there are 3.5 % down FHA loan products available- it's a perfect time to buy or sell.  Click on SAN DIEGO BUYERS section and use my Mortgage calculator to find out your payment before you get in the car.  I will help you figure out the Taxes, Home insurance and Mello Roos, Mortgage Insurance if required.

I am NVSI (National Valuation Standards Institute Certified) What does that mean?  Asset Managers, Banks, Lenders will get a standardized BPO.

People don't talk about it a lot. But finding the right real estate agent can be the difference between a happy, stress-free home buying or selling experience, and an unhappy, stressful experience.

First, you'll want an agent ready and able to make a full-time commitment to you. I can and will do that.

Second, you'll want an agent with the experience needed to know the local neighborhoods, schools, MARKET CONDITIONS ESPECIALLY, ordinances, etc. With my years of experience in the local market - I have the expertise and track record of success you need.

Third, you'll want an agent who embraces the convenience of technology without losing the personal touch. You'll love the resources available on my website and the e-mail alerts that I send, but these will never replace the time I spend with you, serving as your personal guide through this exciting process.

Let's get together and talk about your home buying and/or selling plans. Call me at my office (619-787-0913) or send me an e-mail (vicki@vickicampbell.com), we'll set-up a time that is easy and convenient for you to meet.

P.S. If you're not ready to meet in person, please tour through my website. I'm sure you'll find the resources here useful and helpful. Enjoy!